Terms of Use

Last updated: November 1, 2026

Who we are

Horizon Health Advisors is an agency of licensed health insurance advisors.

Quotes and estimates

The prices shown by the quick quote are non-binding illustrations worked out from published rates and the few details you enter. They are not a quote, an offer of coverage, or a promise of price or eligibility, and no advisor is held to them.

Final eligibility and premium are set by the insurance carrier through underwriting and your application. Rates and availability vary by state, age and health, and can change at any time. No coverage exists until a carrier approves an application and confirms an effective date.

No coverage is bound here

Nothing on this site binds, changes or cancels insurance. Coverage starts only when a carrier approves an application and confirms an effective date.

General information only

Everything on this site is general information, not advice about your specific situation. Availability, benefits, networks and pricing vary by state and by carrier. Private, medically underwritten plans are health-based and subject to eligibility.

Licensing

Insurance is sold only where the advisor is licensed or appointed. If we can't help in your state, we'll tell you.

Your requests

When you request an exact quote, you agree to be contacted by Horizon Health Advisors and its licensed agents, including through Ringy CRM and Zenith XRM, as described in the Privacy Policy and, if you ticked the box, the SMS Terms.

Site content

The text, images and marks on this site belong to Horizon Health Advisors or are used with permission. Please don't copy them for commercial use.

Liability

The site is provided as is. To the extent the law allows, Horizon Health Advisors is not liable for decisions made on the strength of an estimate or general information shown here.

Contact

Email hello@horizonhealthadvisors.net.